Page: Blog

A practical guide to renovation loan options for fixer upper.

Can I afford a second home mortgage in Florida? This guide explains the 43% to 50% debt-to-income range, 10% minimum down payment, and cash reserve rules, then shows how hurricane-season insurance, property taxes, and condo assessments change the math. It includes a worked example with stress tests and a way to check your position without a hard credit inquiry.

A practical guide to refinance my mortgage or get a second mortgage.

This guide explains the best Florida homeowners mortgage refinancing options, covering seven strategies from rate-and-term and streamline to cash-out and mortgage insurance removal. Duane Buziak shows the math to test each one, plus Florida-specific costs like flood zones, insurance premiums, and homestead rules, and how a soft credit pull lets you compare offers without a hard inquiry.

Turbo DPA review for Florida buyers: see the 3.5% and 5% assistance options, 600 FICO benchmark, 101.5% CLTV and key trade-offs before you apply today.

Learn how to apply Turbo DPA funding in Florida, including 600 FICO benchmarks, 5% assistance, 101.5% CLTV, documents, costs, and smart next steps today.