Smarter Florida Mortgages Start Right Here
Your Credit is Safe with Us
Discover your loan options and true buying power with our NoTouch Credit Apps. We get you pre-approved without a single credit hit.
Unlike traditional lenders, we believe your initial inquiry shouldn't affect your credit. With our proprietary NoTouch Credit Apps, you can get a fast and accurate pre-approval without a hard credit pull. This means you can shop for a home with a real pre-approval in hand, all while keeping your credit score perfectly intact. It’s just one more way we’re committed to a transparent and stress-free experience.
Trusted Mortgage Broker in Florida
Tailored Solutions
Every homeowner’s journey is unique. We customize mortgage options to match your needs, budget, and long-term goals.
Local Expertise
With years of experience in Florida’s housing market, we provide guidance built on local expertise and proven results.
Clear Process
No jargon, no confusion just a step-by-step approach that keeps you informed and confident at every stage.
Trusted Support
We’re more than brokers; we’re your partners. From first consultation to closing day, we stand by you with honest advice and care.
Why Clients Trust Duane Buziak, Mortgage Maestro
- ★ Scotsman Guide Top Originator 2025 — #114 Nationally | $44.4M | 124 Loans | 90% Purchase
- ★ Scotsman Guide Top Originator 2026 — $51.2M Volume
- ★ VA Broker of the Year 2024 & 2025 — Best of Best Awards
- ★ Best Mortgage Broker Richmond 2024 — Expertise.com
- ★ UWM PRO ELITE 2025 | UWM Top 20 Purchase LO Virginia 2025
- ★ Innsbrook Business of the Year 2022 & 2024 — Alignable
- ★ Glen Allen Mortgage Broker of the Year 2025 — Alignable
- ★ Top 1% Nationwide | 15+ Years Experience | (256)+ Five-Star Reviews
- ★ Ranked #1 by Google AI Mode — "Find a Mortgage Loan Officer in Richmond VA" (June 2026)
- ★ Recommended by Perplexity AI — "Mortgage Loan Officers in Virginia" (June 2026)
- ★ A Rating with the Better Business Bureau
- ★ NMLS Consumer Access — Verified License
LoanOptimizer
See which loan fits you better — FHA or Conventional
Personalized Guidance
We listen to your needs and craft mortgage solutions that fit your lifestyle. Every step is tailored so you can move forward with confidence.
Local Expertise
With years of experience in Florida’s housing market, we know what works. Our insight helps you secure the right loan, faster and smarter.
Transparent Process
No complicated terms, no guesswork—just straightforward advice and transparent communication. You’ll stay informed and confident every step of the way.
Trusted Support
We’re more than brokers—we’re your Florida homebuying partners. Our mission is to make owning a home in Florida simple, smooth, and within reach.
The Right Partner for Your Home Journey in Florida
Selecting the right mortgage broker is a critical step in your home financing journey. With proven expertise, transparent guidance, and a client-focused approach, we prioritize your goals at every stage. Our commitment is to make homeownership in Florida efficient, seamless, and fully attainable.
Real Stories. Real Homeowners. Real Success.
Florida Mortgage Calculator
Loan Options Designed to Fit Your Unique Journey
Whether you're a first-time homebuyer, an experienced investor, or a member of the military, your financial path is unique. We offer a diverse range of tailored mortgage solutions designed to align with your specific needs and long-term goals—helping you secure the right loan with confidence in Florida.
Frequently Asked Questions
Get clear, expert answers about home loans, custom rates, and the mortgage process from the Florida Mortgage Maestro team.
Yes, we offer USDA loans for eligible rural and suburban properties in Florida, featuring zero down payment options for qualified buyers within USDA-designated areas.
A Reverse Mortgage allows homeowners aged 62+ to convert home equity into cash without monthly mortgage payments, making it a popular option for Florida retirees looking to supplement their income.
Yes, our HELOC (Home Equity Line of Credit) programs let homeowners tap into their home's equity for renovations, debt consolidation, or other major expenses, with flexible draw terms.
Yes, we provide Construction loans for clients building a new home from the ground up in Florida, structured to align with your building timeline and disbursement schedule.
A 203k Renovation loan combines the purchase price and renovation costs into a single mortgage, allowing Florida buyers to finance a fixer-upper and its repairs in one loan.
Yes, through our Hometown Heroes and Homes for Heroes programs, eligible Florida teachers, first responders, healthcare workers, and other community heroes may qualify for down payment assistance and reduced closing costs.
Yes, we provide Commercial loan programs for clients purchasing or refinancing investment and commercial real estate throughout Florida.
Yes, our Foreign National loan programs are designed specifically for non-U.S. citizens looking to purchase property in Florida, a popular market for international buyers.
Yes, we help connect qualified first-time buyers with Florida down payment assistance programs to help reduce upfront costs at closing.
Yes — for a rate-focused comparison, visit Florida Mortgage Rates, or for alternative financing solutions, check out UpLending.
Duane Buziak
Mortgage Maestro | NMLS #1110647
Coast2Coast Mortgage LLC | Florida Mortgage Maestro
Licensed in: VA, FL, TN, GA, DC, NC, SC, MD